A financing will probably be considered. After all, you usually want a cheap financing, a financing from a strong partner who offers security. All of this can be found at Dr. Ing. Klein Private Client AG. Whether you are looking for a simple installment loan or a loan for your home, ie a mortgage loan, or simply want to compare cheap loans: Dr. med. Klein stands with many test victories for excellent financings.
loan amount Please indicate here which loan amount you need for the purchase, the new building or the follow-up financing. In the case of follow-up financing, this value corresponds to the amount of your remaining debt, which must be further financed. 190000 50,000 to 100,000 Nominal interest rate fixation in years Please choose how long your debit interest payment should last. This determines the period for which you want to set the offered interest rate or follow-up financing interest. 5 8th 10 12 15 20 25 30 Calculate personal interest and rate
Are you looking for a loan for your house? A real estate financing via Dr. med. Small is the solution: whether directly online or personally on-site advice, our specialists will find the right financing for you – the loan to the top construction rate.
financing request installment loan
Who decides to finance a installment loan can sometimes save a lot of money. Dr. Klein helps you Ablöung your disposables or the refinance more expensive to cheap loans.
You would like to make a follow-up financing? About Dr. Small you can repost your mortgage or complete a forward loan . Learn more!
debt restructuring Personal advice on site
You want to finance your house or need an installment loan? Our financing specialists also advise you on site. Choose your personal adviser.
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You need a special construction loan for your financing? We advise you on the promotion through KfW loans , offer classic annuity loans or variable loans – with us you will find the right loan!
Loan forms & conditions Construction Financing calculator
Which financing is the right one? Test the forward loan calculator , loan calculator or Vorfälligkeitsrechner and see for yourself how much money you can save.
Construction Financing calculator Property as investment
You want to finance a second property and use it as an investment, or invest in a multi-family house as a yield object? Read about the benefits you can get from it.
Financing is available for a variety of needs and situations: You may want to fulfill a long-cherished wish, you need a new car, or the wedding is more expensive than planned. Not to forget the probably biggest purchase of life, the own real estate. In all these cases, either the necessary capital is lacking or the available funds are needed for other purposes. Then you will receive financing with favorable conditions. At Dr. Small you will find the right loan for every situation in life: Mortgage lending can be obtained from us from a sum of 50,000 euros upwards, consumer loans from 3,000 euros.
Dr. Klein is a financial intermediary for mortgage lending, insurance and installment loans. Our founder Dr. Kurt Klein was a doctor of politics and tax consultant. In 1954, together with the merchant Heinrich Scheck, he called the company Dr. Ing. Klein in Lübeck to life. The central business model was the financing of new housing construction for housing companies. The Hanseatic city is still today the main location of Dr. Ing. Small, only the business model has expanded significantly over the years. In addition, there were insurance and financing for private individuals. In 2007, Dr. Small under the roof of today’s parent company Hypoport . We have been represented on the market for over 60 years and have close long-standing business relationships with well-known banks and financial institutions.
Against this background, we offer you the following advantages:
Our consultants receive a commission from the respective partner bank for each mediated financing. Banks save us a lot of administrative work and costs for our own staff. For this they give us commissions, and that puts us in a position to offer our advice to the customer for free. At the same time, we cooperate with a wide range of different banks so that we have a good overview of the financing market and can filter out the best option for the client in a neutral way. In addition: Due to high acceptance rates, we always receive excellent special conditions. A model that ultimately benefits all sides.
We have proven our service many times and have received awards for it. Our mix of comprehensive advice and excellent conditions for your financing has earned us regular test wins. However, we still receive the most important rating from our customers themselves. Therefore, our customer ratings provide you with a good picture of our consulting quality: Here you can find out how the work of our consultants has recently been assessed by other customers. Via the consultant search you will find the respective contact person directly in your area.
In the field of mortgages and installment loans, we offer various financing, which we would like to introduce to you here. In both areas, our consultants are very well educated and will assist you with all their experience and background knowledge.
By “initial financing” we mean the first financing for your home purchase. You need them when you buy your home. The classic initial financing usually consists of an annuity loan . It is particularly popular because its monthly installments are always the same and the financing of the property can thus be reliably planned for the years to come. The annuity loan is not the only form of loan for initial financing. Bausparsofortfinanzierungen or constant loans are eligible under certain circumstances. In addition, you can also take out state-subsidized, low-interest KfW loans with us in your initial financing.
Follow-up financing refers to all loans that help you to refinance the remaining debt upon expiry of your first interest rate commitment. A follow-up financing is, so to speak, the second financing that you need over the years for your property. Between initial and follow-up financing, we also offer interim financing, such as variable loans . This will allow you to bridge the gap between the sale of your current home and the purchase of a new property. Here you can see again the most important financing solutions in the area of mortgages at a glance.
|designation||financing||Most important property|
|annuity||Initial / follow-up financing||Fixed rates up to 30 years selectable, monthly rate always the same|
|Volltilgerdarlehen||First financing||Credit expires only with full repayment, no follow-up financing necessary|
|KfW loan||First financing||Very cheap interest|
|Bausparvertrag||First financing, but also usable as a maintenance reserve||Associated Bausparsofortdarlehen offers very favorable interest rates|
|Bausparsofortfinanzierung / Konstantdarlehen||First financing||Property is financed through instant loans, equity capital saved later|
|Forward loan||follow-up financing||Saves interest up to five years in advance|
|debt restructuring||follow-up financing||Provides cheaper interest on follow-up financing by switching to another bank|
|carry-over||follow-up financing||Non-bureaucratic extension of expiring mortgage lending at the current bank at new interest rates|
|Variable loan||bridging finance||Higher interest rates, but can be flexibly redeemed|
Table: Mortgage lending overview
At Dr. Klein we offer a wide variety of cheap loans for very different purposes. The most important difference in installment loans – even those of Dr. med. Small – is in the question of whether they are earmarked or not. At Dr. Small you get both variants of loan financing. Where’s the difference? Quite simply: Assigned installment loans are cheaper. Because they are tied to a specific purpose, they usually offer a tangible equivalent. Examples are:
Always a good idea is the debt redemption of old, more expensive installment loans on new, cheaper contracts. Low interest rates can save you a lot of money. But the interest rates are not the only important factor: Especially with installment credit, it also depends on good conditions. For example, it is always beneficial to be able to make free special repayments. But such services are not automatically included in all loan agreements. Our consultants pay attention to how important such details are for you and find providers that meet your wishes.
Here you can see all financing in the area of installment credit with Dr. med. Small.
|designation||financing||Most important property|
|installment loan||Not earmarked||Loan amount is at leisure, interest slightly higher than for purpose-based loans|
|car loan||earmarked||Cheaper interest rates than normal installment credit, proof of car purchase must be provided in hindsight usually|
|rescheduling credit||Not earmarked||Cheaper interest rates than with old loans|
|modernization credit||earmarked||Low interest rates especially for property owners|
Table: Installment loans at a glance
With your loan financing, you can rely on the expertise of our mortgage and installment loan specialists. Thanks to years of experience in cooperation with various banking partners, they know the terms and conditions down to the last detail and can submit suitable offers right away. Simply contact us by soliciting non-binding offers for mortgage lending or installment loan offers . The responsible consultant in your area will contact you within a very short time.